Defaulting on your mortgage is a difficult situation. Many people foresee themselves heading into default or are already in foreclosure. What many people don't realize is that they have an option before the bank takes away their house. A short sale is an alternative to foreclosure and one that we can offer advice about to you.

Not Sure If You Qualify For A Short Sale?

Do You

• Owe more on your property than what you could sell it for after real estate commission, closing costs, late payments, interest, etc?
• Have difficulty covering your expenses each month?
• Do you have insufficient money in the bank to cover the difference of what you could sell
  your house for and what you owe the bank?

Are You Having Trouble Making The Payments?

Are You

• Feeling the stress mounting with each missed payment and phone call from your bank?
• Borrowing money from other sources to pay your mortgage?
• Getting confused as to what your options are at this point?

Be Proactive And Save Your Credit From Foreclosure

• Foreclosure stays on your credit for up to seven years and can make it difficult to obtain another loan. Conducting a short sale minimizes the damage to your credit.

Effective Short Sale Negotiators

• Lenders commonly work with the short sales we bring them because we are well prepared and we are experts!  We have proven results! Short sales often save the bank money. Mortgage lenders tend to lose more money if your property goes to foreclosure. We use our established relationships with the lenders to effectively negotiate your case.

Here's how It Works

• We help you gather financial information to support your hardship, contact your lender and get in touch with the lawyers and mortgage insurance company involved in your case.
  
• We will effectively market your property and receive an offer before your home is sold at a foreclosure auction utilizing our extensive contact data base.
  
  We submit the offer(s) on your property, the financial information, and other supporting documents to our contacts inside your mortgage lenders to negotiate the short sale of your property. We coordinate with title companies, attorneys, mortgage insurance companies, public trustees, etc. for the approval of your short sale.

Foreclosure Sale Date Approaching?

• It's best to allow yourself as much time as possible to short sale your property, but if you are not sure you have enough time to conduct a short sale, contact us  to discuss your situation.
• See our Q & A section for more information
• Still have questions? Contact one of our Short Sale Specialists